23. Isidro rents the guest bedroom in his US home to an unrelated Swedish student...
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23. Isidro rents the guest bedroom in his US home to an unrelated Swedish student who is attending a nearby university. The student forgets to turn off a hot plate in his room, causing a fire that destroys most of the student's personal property. Isidro's homeowners policy (Search Chapter 2)
a. covers this loss only if the student is in the country legally.
b. covers this loss to personal property on the insured's premises.
c. excludes coverage for this fire loss because it was caused by an occupant's negligence.
d. provides no coverage for loss to the boarder's property.
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