As a business decision maker, your choice is (a) to roll thedice and hope that if the exchange rate changes, it will be in yourfavor, or (b) to pay a fee to be assured of a rate of exchangesometime into the future (30-60-90 days or more).
If you have a manager working for you proudly report to you thathe/she "saved" your organization $6,285 by taking option (a) above,what would you say to that person?