Discuss the future of Omni-channel banking in the face ofnumerous technological developments including "mobile" and "cloud",and "Blockchain " applications, and numerous disruptive start-upFin Tech Firms. What banking model in your opinion will prevail inthe forthcoming decade? What should institutions and regulators doto protect the security and privacy of individuals, which is posingthe greatest risk to confidence? Who should bear the increased costof cyber-security?
