In a market where all homeowners put 20% down and have fully amortizing 30-year fixed-rate/constant-payment...
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In a market where all homeowners put down and have fully amortizing year fixedrateconstantpayment mortgages, taken out at various points in time, and home values are expected to increase by this year, which owners have the greatest expected rate of appreciation on their home equity this year? Why?
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