Jon is an owner of a car insured with a Personal Auto Policy (PAP) that...
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Jon is an owner of a car insured with a Personal Auto Policy (PAP) that includes medical payments coverage. A friend loaned his motorcycle to Jon for a weekend ride. Jon was injured while riding the motorcycle when it collided with a truck. Will Jon's PAP cover any of his medical bills?
a-Yes, Jon is eligible for medical payments coverage under the PAP because he was injured while occupying a motorcycle on a public highway.
b-No, Jon is not eligible for medical payments coverage under the PAP because he was injured while occupying a motorcycle.
c-No, Jon is not eligible for medical payments coverage under the PAP because the injury did not occur on his own property.
d-Jon would not be eligible for medical payments coverage under the PAP if injured while driving the motorcycle but would be eligible for such coverage if injured while riding as a passenger on the motorcycle.
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