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Over the past few decades, the number of commercial banks in the US has declined...

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Finance

Over the past few decades, the number of commercial banks in the US has declined significantly, partly due to the growth of nonbanks. In many smaller towns and cities, locally-owned banks are disappearing. What are the positives and negatives of this trend? What do industry experts say? What actions do you think should be taken in regard to the decline in the number of commercial banks, and why?

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