Problem #2 (Commercial Banking) The financial statements for BSW National Bank (BSWNB) are shown below:...
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Accounting
Problem #2 (Commercial Banking) The financial statements for BSW National Bank (BSWNB) are shown below: $ 5,040 Balance Sheet BSW National Bank Assets Liabilities and Equity Cash and due Demand from banks $ 936 deposits Small time Investments 3,100 deposits 4,020 Federal funds sold 1,664 Jumbo CDs 4,680 Loans (less Federal funds reserve for purchased 312 loan losses of 2,400) 9,120 Equity 1,548 Premises 780 Total Total assets $15,600 liabilities/equity $15,600 $1,150 475 Income Statement BSW National Bank Interest income Interest expense Provision for loan losses Noninterest income Noninterest expense Taxes (a) What is the dollar value of earning assets held by BSWNB? (b) What is the dollar value of interest-bearing liabilities held by BSWNB? (c) What is BSWNB's total operating income? (d) What is BSWNB's asset utilization ratio? (e) Calculate BSWNB's net interest margin
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