Sam is 60 years old and recently started relying on cane forlast few years. Sam thinks he may need long-term care services someday in the future. His net worth is around 1 Million and hereceives $60,000 per year in a pension. He considers himself to bein excellent health and has never had a serious health situations.Food Sam eats are fairly healthy and includes lots of whole grainand nuts. He also exercises regularly. What is your recommendationto Sam?
