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16 \begin{tabular}{|l|l|} \hline \multicolumn{2}{|l|}{ DETERMINE } \\ \cline { 2 - 2 } RATE & \\ \cline { 2 - 2 } NPER & \\ \cline { 2 - 2 } PMT & \\ \cline { 2 - 2 } PV & $10,000.00 \\ \cline { 2 - 2 } FV & \\ \cline { 2 - 2 } TYPE & \\ \cline { 2 - 2 } GUESS & \\ \hline \end{tabular} 16 \begin{tabular}{|c|c|c|c|c|} \hline \multicolumn{2}{|c|}{ DETERMINE } & yr & CD rate & \\ \hline RATE & & 1 & 5.0% & \multirow[b]{4}{*}{ FV of CD after four (4) years. } \\ \hline NPER & & 2 & 4.5% & \\ \hline PMT & & 3 & 4.5% & \\ \hline PV & $10,000.00 & 4 & 4.0% & \\ \hline \multicolumn{5}{|l|}{ FV } \\ \hline \multicolumn{5}{|l|}{ TYPE } \\ \hline GUESS & & & & \\ \hline \end{tabular}
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