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Which of the following statements is true about uninsured motorists coverage under the Personal Auto Policy? the insured collects from his/her own insurer and the insurer can recoup the loss payment from the other driver uninsured motorists benefits are limited to the medical expenses of the insured the benefits are paid without regard to fault coverage applies to both compensatory and punitive damages Which of the following persons is insured under the uninsured motorists coverage of the named insured's Personal Auto Policy? 1. The spouse of a named insured who is killed by an uninsured motorist. II. A friend of the named insured who is injured by an uninsured motorist while riding in the named insured's auto. Ol only O ll only O neither I nor II both I and II All of the following situations would be covered under the uninsured motorists coverage of the named insured's Personal Auto Policy EXCEPT: a family member is injured by an uninsured motorist while occupying a covered auto while it is enrolled in a personal vehicle sharing program a friend who is riding in the named insured's vehicle is injured by a driver who has liability insurance, but less than the amount required by law the named insured is injured by an uninsured motorist and settles the claim without the insurer's consent the named insured is injured by a hit-and-run driver

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